Rating: 3.9 / 5
What Is Secrets.ai?
Secrets.ai is an adult AI companion platform built around character chat, roleplay, generated media, and voice calls. Its current product is broader than a text-only chatbot: paid plans include monthly Moments that can be spent on images, videos, and calls.
The service is web-based and requires users to be 18 or older. Its official payment documentation lists the neutral card descriptor S LABS INC, which is useful if discreet billing matters to you. Confirm the descriptor shown for your payment method before completing checkout.
Pricing (Verified June 2026)
| Plan | Price | Included access |
|---|---|---|
| Free | $0 | 20 messages per day, basic memory |
| Premium monthly | $19.99/mo | Paid chat features and 8,000 Moments per billing cycle |
| Premium prepaid | $49.99/3 months; $89.99/6 months; $159.99/year | Same tier at a lower effective monthly cost |
| Ultimate monthly | $39.99/mo | Expanded access and 15,000 Moments per billing cycle |
| Ultimate prepaid | $99.99/3 months; $179.99/6 months; $319.99/year | Same tier at a lower effective monthly cost |
Generated media and calls use Moments at different rates. Purchased Moments do not expire according to the official guide, while subscription Moments reset with the billing cycle. Check the live upgrade screen before paying because plan limits can change.
What Works Well
Useful Free Evaluation
Twenty messages per day is enough to test tone, character fit, and basic continuity before subscribing. It is more informative than a landing-page-only demo.
Chat, Images, Video, and Calls
Secrets.ai now covers more than text. Images cost fewer Moments than video or calls, so users who mainly want chat and occasional visuals can stretch the included balance further.
Discreet Billing Information
The official payment guide publishes the neutral descriptor S LABS INC. That level of billing transparency is valuable in a privacy-sensitive category.
Clear Cancellation Terms
You can cancel and retain access through the paid period. The refund policy also explains that partial refunds are generally unavailable, with local withdrawal rights applying where required.
What Doesn't Work as Well
Moments Complicate the Real Cost
The subscription price does not tell the whole story. Video and calls use substantially more Moments than images, so heavy media users may need to monitor usage or buy more.
Multi-Month Plans Are Paid Upfront
The lower effective monthly rates require a larger initial payment. These plans also renew automatically unless canceled.
Privacy Still Requires a Tradeoff
The privacy policy says voice audio is deleted after transcription, but transcripts may be retained. Transaction records may also be kept for legal reasons. Discreet billing is not the same as anonymous use.
How It Compares
| Platform | Best for | Published paid price | Images / video | Voice |
|---|---|---|---|---|
| Secrets.ai | Discreet all-in-one adult companion | From $19.99/mo | Yes / Yes | Calls |
| Candy.ai | Broad customization and a lower monthly subscription | $13.99/mo | Yes / Yes | Yes |
| Girlfriend GPT | Public character discovery and fast sampling | Sign in to view | Yes / NSFW art | Voice chat |
For a direct decision, read Secrets.ai vs Candy.ai and Secrets.ai vs Girlfriend GPT.
Who Is Secrets.ai For?
- Users who want chat, images, video, and calls in one product
- Users who value a published neutral billing descriptor
- Users who want a meaningful free chat allowance before paying
- Users comfortable tracking a Moments balance for media usage
Who Should Look Elsewhere
- Choose Candy.ai if you want a lower published monthly price and deeper customization
- Choose DreamGF if your priority is a guided girlfriend simulation and photo-first experience
- Choose Girlfriend GPT if you want to browse a large public character library before creating an account
- Avoid prepaid plans if you are unsure you will use the service for the full term
Methodology and Sources
We reviewed the public product flow, current subscription documentation, Moments guide, terms, refund policy, and privacy policy on June 29, 2026. See our full review methodology.
Prices verified June 2026 and may change. This article contains affiliate links — we earn a commission if you sign up, at no extra cost to you. Our editorial rankings are independent and not influenced by partnerships.
User Sentiment
We do not publish a separate user-sentiment score for Secrets.ai without a comparable, current evidence set. Treat public comments as directional, verify recurring complaints against current product behavior, and prioritize the documented pricing and feature checks above.
FAQ
Is Secrets.ai free?
Secrets.ai has a free tier with 20 messages per day. Premium starts at $19.99/month, with lower effective monthly prices on prepaid multi-month plans.
Is Secrets.ai discreet?
Secrets.ai says card charges use the neutral descriptor S LABS INC. Always confirm the descriptor shown at checkout for your payment method.
Does Secrets.ai have a mobile app?
Secrets.ai is accessible via web browser on mobile. Check the App Store or Google Play for a dedicated app.
Can I cancel my subscription?
Yes — you can cancel at any time from your account settings.